Question:

Our daughter will be taking one of our family cars to college. Is this allowed under our auto insurance policy?

Answer:

It is, as long as your daughter is listed on your insurance policy as either a principal driver or an occasional driver. You should check with your insurance company to see which designation it prefers. Typically, a driver will be considered a principal driver on the policy if that person is the registered owner of the car, drives the car to work or school, or drives the car more than anyone else. Keep in mind that once your child is listed on your policy, your premiums will increase.