Is it less expensive to buy life insurance while I’m young? State and Local Retirement Systems How can I determine what my business is worth for estate and gift tax purposes? A Woman’s Guide to Health Care in Retirement How long should I keep copies of my tax returns? Retirement-Planning Tips for Women Coordination of Long-Term Care with Government Benefits What is group life insurance? Replacement and Conservation Considerations for Life Insurance Policies Will my beneficiaries have to pay taxes on the proceeds of my life insurance policy?