Types of Long-Term Care Should I establish a trust for my child’s college education fund? Coverdell Education Savings Accounts What is the most tax-efficient way to take a distribution from a retirement plan? How can I reduce the cost of disability insurance? What to Avoid When Buying a Long-Term Care Insurance Policy Should I save for college in my name or my child’s name? Tax Credit for IRAs and Retirement Plans (Saver’s Credit) Private Disability Income Insurance Can I deduct premiums paid for long-term care insurance (LTCI)?