Strategies to Replace Income in the Event of Disability I’m looking for a job. How can I tell if an employer is offering a good insurance benefit package? Is it less expensive to buy life insurance while I’m young?￼ State and Local Retirement Systems Saving for College and Retirement A Woman’s Guide to Health Care in Retirement Determining the Need for Disability Income Insurance: How Much Is Enough? Retirement-Planning Tips for Women Private Health Insurance: Special Health Insurance Coverages I’m an independent contractor. Where can I get health and disability insurance?